Terms & Conditions
Effective Date: 10 Jan 2026
Introduction
Welcome to our insurance services. These Terms & Conditions outline the rules, responsibilities, and conditions that apply when you use our website, request information, purchase insurance products, or use any related services. Please read these terms carefully.
Account Responsibilities
You agree to:
Provide accurate and current account information
Keep your login credentials secure and confidential
Notify us promptly of any unauthorized access or suspicious activity
Update your information when your personal or contact details change
Use your account only for lawful purposes and in accordance with our terms.
Policy Applications
When applying for an insurance policy, you agree to provide accurate, complete, and up-to-date information. Providing false, misleading, or incomplete information may affect your eligibility, coverage, claims, or policy status.
Payments and Premiums
Policyholders are responsible for paying all required premiums according to the payment schedule stated in their insurance policy. Failure to make payments on time may result in policy cancellation, suspension, or changes to coverage, subject to applicable laws and policy terms.
Claims
Claims must be submitted according to the procedures and requirements outlined in the applicable insurance policy. The submission of a claim does not guarantee approval or payment. All claims are subject to review, verification, investigation, and the terms of the applicable policy.
Changes to Policies
Policyholders may request changes to their insurance coverage, subject to approval and applicable terms. Changes may affect premiums, coverage limits, benefits, or other policy conditions.
Cancellation and Termination
Policies may be cancelled or terminated according to the terms stated in the insurance policy and applicable laws. You may contact our support team for information about cancellation procedures, refunds, or policy changes.
Website Information
We make reasonable efforts to provide accurate and up-to-date information on our website. However, we do not guarantee that all information will always be complete, accurate, or free from errors.
Third-Party Links
Our website may contain links to third-party websites or services. We are not responsible for the content, privacy practices, or availability of third-party websites.
Privacy
Your use of our website and services is also subject to our Privacy Policy. Please review our Privacy Policy to understand how we collect, use, and protect your information.
Contact Us
If you have any questions about this Privacy Policy or how your information is handled, please contact us through our website or designated support channels.
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